The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 28, 2024
Filed:
Aug. 18, 2022
Applicant:
Bottomline Technologies Inc., Portsmouth, NH (US);
Inventors:
Norman DeLuca, Boston, MA (US);
Brian McLaughlin, Hampton, NH (US);
Fred Ramberg, North Hampton, NH (US);
David Sander, Newmarket, NH (US);
Assignee:
Bottomline Technologies, Inc., Portsmouth, NH (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06N 5/025 (2023.01); G06F 18/23213 (2023.01); G06F 21/31 (2013.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06N 5/025 (2013.01); G06F 18/23213 (2023.01); G06F 21/316 (2013.01); G06N 20/00 (2019.01);
Abstract
A unique implementation of a machine learning application for suggesting actions for a user to undertake is described herein. The application transforms a history of user behavior into a set of models that represent user actions given a set of parameters. These models are then used to suggest that users in a payments or banking environment take certain actions based on their history. The models are created using the DensiCube, random forest or k-means algorithms.