The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 28, 2024

Filed:

Sep. 03, 2020
Applicant:

Equifax Inc., Atlanta, GA (US);

Inventors:

Ligaj Pradhan, Atlanta, GA (US);

Piyush Patel, Peachtree City, GA (US);

Rajkumar Bondugula, Irving, TX (US);

Assignee:

Equifax Inc., Atlanta, GA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 9/46 (2006.01); G06F 9/50 (2006.01);
U.S. Cl.
CPC ...
G06F 9/5011 (2013.01); G06F 9/466 (2013.01); G06F 9/5038 (2013.01);
Abstract

Systems and methods for secure resource management are provided. A secure resource management system receives from a client computing system associated with a resource provider a query for classifying a resource user associated with the resource provider. The secure resource management system determining a set of resource abuser criteria for classifying the resource user as a resource abuser. The secure resource management system determines that the resource user is a resource abuser or a potential resource abuser based on the set of resource abuser criteria and a resource transaction history associated with the resource user. Based on determining that the resource user is a resource abuser or a potential resource abuser, the secure resource management system generates and transmits a response to the query to the client computing system. The response can be used to restrict or deny access to the resource by the resource user.


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