The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 21, 2024

Filed:

Jun. 25, 2020
Applicant:

Resilience Financing Inc., Middletown, DE (US);

Inventors:

Pusker Regmi, Rockville, MD (US);

Daniel Medina, Silver Spring, MD (US);

Kieran Iyengar, Herndon, VA (US);

Sudhir Murthy, Herndon, VA (US);

James Clarke, Washington, DC (US);

Assignee:

WaterwAIs Inc., Herndon, VA (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/04 (2012.01); B64C 39/02 (2023.01); G01N 33/00 (2006.01); G01N 33/18 (2006.01); G01N 33/24 (2006.01); G01N 33/38 (2006.01); G06F 16/23 (2019.01); G06Q 10/0635 (2023.01); G06Q 10/10 (2023.01); G06Q 20/08 (2012.01); G06Q 20/36 (2012.01); G06Q 30/012 (2023.01); G06Q 30/018 (2023.01); G06Q 30/0282 (2023.01); G06Q 40/02 (2023.01); G06Q 40/08 (2012.01); G06Q 40/10 (2023.01); G06Q 40/12 (2023.01); G06Q 50/02 (2012.01); G06Q 50/06 (2012.01); G06Q 50/16 (2012.01); G06Q 50/26 (2012.01); H04L 69/324 (2022.01); B64U 101/00 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/04 (2013.01); B64C 39/024 (2013.01); G01N 33/0004 (2013.01); G01N 33/18 (2013.01); G01N 33/24 (2013.01); G01N 33/383 (2013.01); G06F 16/2379 (2019.01); G06Q 10/0635 (2013.01); G06Q 10/10 (2013.01); G06Q 20/085 (2013.01); G06Q 20/3678 (2013.01); G06Q 30/012 (2013.01); G06Q 30/018 (2013.01); G06Q 30/0282 (2013.01); G06Q 40/02 (2013.01); G06Q 40/08 (2013.01); G06Q 40/10 (2013.01); G06Q 40/12 (2013.12); G06Q 50/02 (2013.01); G06Q 50/06 (2013.01); G06Q 50/16 (2013.01); G06Q 50/26 (2013.01); H04L 69/324 (2013.01); B64U 2101/00 (2023.01);
Abstract

The subject of the invention is an insurance claim and/or financial transaction processing system for parametric risk related claims and/or performance warranty related transactions that can be processed using transparency and in a rapid manner wherein the performance or insurance is transacted using sensors and/or analytics. The invention also includes a marketplace where parties can enter or leave, buy or sell, a transaction or transactions associated with an insurance or financial transaction. The system enables aggregation and/or distribution of risk, performance obligations or investments, and aggregation/distribution and/or syndication of insurers or bankers, crowdsourcing/crowdfunding and/or participation of individuals and small groups within the transaction system. The integration of investment, insurance risk conditionalities and performance guarantees within a single exchangeable system is also envisioned. Transaction re-risking and de-risking and associated payments or payouts is also envisioned.


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