The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 14, 2024

Filed:

Jun. 14, 2023
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Adrian Bloy, Ottawa, CA;

Danielle Marie Mullenax, Gatineau, CA;

Kevin Yuen, Toronto, CA;

Daniel Lam Tin Cheung, Richmond Hill, CA;

Asgar Maleki, Toronto, CA;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 40/03 (2023.01); G06Q 50/26 (2012.01); H04L 9/40 (2022.01); H04L 9/00 (2022.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 50/265 (2013.01); G06Q 40/03 (2023.01); H04L 63/0884 (2013.01); H04L 9/3236 (2013.01); H04L 9/50 (2022.05);
Abstract

The present disclosure involves systems, software, and computer implemented methods for performing identity validation using a digital ID shared and trusted among a coalition of institutions. One example method includes receiving, via a communications module and from a first consortium member system, a set of input credentials from a first consortium member system associated with an operation, where the set of input credentials is associated with a user. A digital ID is identified corresponding to the set of input credentials and the first user, wherein each digital ID uniquely identifies a particular user and corresponds to at least one user account associated with other consortium member systems in a trusted consortium network. Using the other user accounts, additional user account information associated with the user is obtained and used in a verification operation.


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