The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 14, 2024

Filed:

Oct. 12, 2021
Applicant:

Ssenstone Inc., Seoul, KR;

Inventor:

Chang Hun Yoo, Seoul, KR;

Assignee:

SSenStone Inc., Seoul, KR;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06F 8/30 (2018.01); G06F 21/31 (2013.01); G06F 21/60 (2013.01); G06Q 20/06 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 40/02 (2023.01); H04L 9/32 (2006.01); H04L 9/40 (2022.01); H04W 12/033 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/3672 (2013.01); G06F 8/30 (2013.01); G06F 21/31 (2013.01); G06F 21/606 (2013.01); G06Q 20/0658 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/351 (2013.01); G06Q 20/354 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/382 (2013.01); G06Q 20/385 (2013.01); G06Q 20/4093 (2013.01); G06Q 40/02 (2013.01); H04L 9/3213 (2013.01); H04L 9/3228 (2013.01); H04L 63/0428 (2013.01); H04W 12/033 (2021.01); H04L 2209/56 (2013.01); H04L 2209/80 (2013.01);
Abstract

The present invention relates to a virtual token-based settlement providing system, a virtual token generation apparatus, a virtual token verification server, a virtual token-based settlement providing method, and a virtual token-based settlement providing program. The present invention comprises: a step for receiving a virtual token provided by a virtual token generation means, by a virtual token verification means; a step for extracting multiple detailed codes included in the virtual token by the virtual token verification means; a step for searching for a storage location of an actual card number on the basis of the multiple detailed codes by the virtual token verification means; and a step for transmitting the searched actual card number to a payment settlement service server or a financial company server.


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