The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 14, 2024

Filed:

May. 08, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:
Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/0201 (2023.01); G06F 9/50 (2006.01); G06N 20/00 (2019.01); G06N 5/022 (2023.01);
U.S. Cl.
CPC ...
G06F 9/5011 (2013.01); G06N 20/00 (2019.01); G06Q 30/0201 (2013.01); G06N 5/022 (2013.01);
Abstract

Embodiments of the invention are directed to accurate resource interaction opportunity decisioning. Contextual information is extracted, in real-time or otherwise, which takes into account the circumstances surrounding the presentation of resource interaction opportunities to the potential user. A decisioning model from amongst a plurality of models is determined based on implementation of an explainability calculator that assesses the accuracy, peril and complexity of the models in relation to the resource interaction opportunity decisions rendered by the models. A relationship builder is implemented that is configured to build a relationship network amongst potential users and resource interaction opportunity providers and subsequently use the indirect relationships provided by the network as a basis for determining which resource interaction opportunity providers should provide resource interaction opportunities to the potential users.


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