The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 07, 2024
Filed:
Jan. 10, 2022
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Brian Mark Fields, Normal, IL (US);
Chien Che Huang, Normal, IL (US);
Mohamed A. Wazeer, Normal, IL (US);
Shawn C. Bennett, Le Roy, IL (US);
Steven C. Cielocha, Bloomington, IL (US);
Ronny S. Bryant, Bloomington, IL (US);
Stephen Kohaus, Bloomington, IL (US);
Terry Quakenbush, Bloomington, IL (US);
Richard A. Novak, Bloomington, IL (US);
Aaron Scott Chan, Bloomington, IL (US);
Craig M. Main, Allen, TX (US);
Weixin Wu, Bloomington, IL (US);
Torri Wollenschlager, Bloomington, IL (US);
Carol Marie Csanda, Hudson, IL (US);
Stacey Gorsuch, Bloomington, IL (US);
Todd Binion, Bloomington, IL (US);
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Abstract
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, an identity of a vehicle operator may be determined and a vehicle operator profile and/or operating data regarding autonomous operation features of the vehicle may be received after the vehicle operator opts into a rewards program and agrees to share their data. Autonomous operation and vehicle operator risk levels associated with operation of the autonomous or semi-autonomous vehicle may be determined. Based upon the risk levels and/or comparison thereof, one or more autonomous operation features may be disengaged. A preparedness level of the vehicle operator to assume or reassume control of operating the vehicle is determined prior to disengagement. If satisfactory, an alert is presented to the vehicle operator prior to disengagement of the autonomous operation features.