The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 30, 2024

Filed:

May. 12, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Harlan H. Bloom, Saint Charles, MO (US);

Lizmari Brignoni, Gilbert, AZ (US);

Mark David Castonguay, Corte Madera, CA (US);

Lisa Munter Clarke, Greenbrae, CA (US);

Upul D. Hanwella, San Francisco, CA (US);

Traci H. Nguyen, San Francisco, CA (US);

Erica Ulrich, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04W 12/06 (2021.01);
U.S. Cl.
CPC ...
H04L 63/08 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/4012 (2013.01); H04W 12/06 (2013.01);
Abstract

Systems and techniques for an adaptive authentication system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.


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