logo

For the Inventor, By the Inventor

The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 11972431 B1

PDFFull Text
Date of Patent:
Apr. 30, 2024

Filed:

Nov. 23, 2022

Systems and methods for virtual certification number registration

Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Kelly Jo Brown, Rockville, MD (US);

Jesse Emery, Arlington, VA (US);

Jonathan Blocksom, Reston, VA (US);

Swapna Mandala, Glen Allen, VA (US);

Todd Safford, Bethesda, MD (US);

Victoria Yang, Fairfax, VA (US);

Brian Glowniak, McLean, VA (US);

Edward Husa, McLean, VA (US);

Calvin Sun, McLean, VA (US);

Audrey Zhang, McLean, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:

Bookoff McAndrews, PLLC

Primary Examiner:

Mohammad A Nilforoush

Assistant Examiner:

Sima Asgari

Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 21/33 (2013.01); G06F 21/62 (2013.01); G06Q 30/018 (2023.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06F 21/33 (2013.01); G06F 21/6218 (2013.01); G06Q 30/018 (2013.01); H04L 9/3213 (2013.01); H04L 9/3263 (2013.01);
Abstract

Systems and methods include registering use of a virtual certification number (VCN) at a secure entity by receiving, at an external gateway, a registration request comprising an external request code and a primary account number (PAN), wherein the external request code is unique to the secure entity, determining that the external request code is an unregistered external request code, receiving a tokenized PAN based on the PAN, receiving an account identifier by applying the tokenized PAN to a certification mechanism tool application programing interface (API), generating a certification mechanism reference identifier by encrypting a certification mechanism associated with the account identifier and the tokenized PAN, updating a database to associate the certification mechanism reference identifier with the external request code, and transmitting, via the external gateway, a registration authentication to an external entity, the registration authentication comprising the external request code.

Find Patent Forward Citations

Loading…