The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 23, 2024

Filed:

Dec. 14, 2021
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Linda Haddad, Concord, CA (US);

Lauren K. Alleman, Alameda, CA (US);

Casey Andrew Augustine, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0853 (2013.01); H04L 63/0884 (2013.01); H04L 63/18 (2013.01);
Abstract

Apparatus and methods for reverse identification and authentication are provided. The apparatus and methods may include a server receiving a request from a user device to authenticate an entity, forming a communication channel between the entity and the user device, requesting the entity provide authentication credentials, and authenticating the entity. When the entity is authenticated, the server may notify the user through the authentication channel, a mobile device application, or another method. An entity may proactively authenticate itself to a user through the central server, in anticipation of a communication between the entity and user.


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