The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 23, 2024

Filed:

Aug. 30, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Katherine Kei-Zen Dintenfass, Lincoln, RI (US);

Jinna Zevulun Kim, Charlotte, NC (US);

Jennifer Tiffany Renckert, Middleburg, FL (US);

Vijaya L. Vemireddy, Plano, TX (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 47/78 (2022.01); G06Q 20/40 (2012.01); H04L 47/70 (2022.01); H04L 47/80 (2022.01); G06Q 10/04 (2023.01);
U.S. Cl.
CPC ...
H04L 47/781 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/405 (2013.01); H04L 47/801 (2013.01); H04L 47/822 (2013.01); G06Q 10/04 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for real-time adjustment of resource allocation based on usage mapping via an artificial intelligence engine. The present invention is configured to receive a data transmission from a plurality of user devices, wherein the data transmission comprises resource usage data and user data; receive, from a plurality of distributed computing systems, resource allocation data; convert the resource allocation data and resource usage data to a standardized format; generate, via an artificial intelligence engine, a predicted networked interaction and a success score associated with the networked interaction; determine that the success score is above a predetermined threshold value; automatically generate a message identifying the networked interaction; and transmit the message in real time to at least one distributed computing system of the plurality of distributed computing systems, wherein the at least one distributed computing system is associated with the networked interaction.


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