The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 16, 2024

Filed:

Mar. 29, 2023
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Adam Koeppel, Washington, DC (US);

Robert Perry, Ashburn, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); H04L 9/40 (2022.01); H04W 12/06 (2021.01); H04W 12/065 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/34 (2013.01); G06Q 20/341 (2013.01); G06Q 20/352 (2013.01); G06Q 20/355 (2013.01); G06Q 20/3552 (2013.01); G06Q 20/4012 (2013.01); H04L 63/0853 (2013.01); H04W 12/06 (2013.01); H04W 12/065 (2021.01); H04W 12/068 (2021.01); H04L 63/107 (2013.01);
Abstract

A device may determine that a verification method associated with a transaction card is to be modified from a first verification method to a second verification method. The first verification method and the second verification method may use different types of verification information. The device may provide a set of instructions to the transaction card after determining that the verification method is to be modified. The set of instructions may cause the transaction card to modify the verification method from the first verification method to the second verification method. The device may provide information identifying a modification to the verification method to a transaction backend device to notify the transaction backend device that the verification method associated with the transaction card has been modified from the first verification method to the second verification method.


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