The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 16, 2024

Filed:

Apr. 20, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Jeffrey Rule, Chevy Chase, MD (US);

Bob Uni Koshy, Henrico, VA (US);

Kevin Osborn, Newton, MA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 8/60 (2018.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); H04L 9/32 (2006.01); H04L 67/02 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/4018 (2013.01); G06F 8/60 (2013.01); G06Q 20/352 (2013.01); G06Q 20/382 (2013.01); H04L 9/3228 (2013.01); H04L 67/02 (2013.01);
Abstract

Systems, methods, articles of manufacture, and computer-readable media. A web browser of a device may receive selection of a uniform resource locator (URL). An operating system may download an application from an application server based on the URL. The application may identify a plurality of applications installed on the device and select a first institution corresponding to a first application. The application may receive a cryptogram from a contactless card associated with the first institution and transmit the cryptogram to an authentication server. The application may receive an authentication result specifying the authentication server decrypted the cryptogram. The web browser may receive, based on the decryption of the cryptogram, an account number, an expiration date associated with the account number, and a card verification value (CVV) associated with the account number. The web browser may provide the account number, expiration date, and CVV to a server associated with the application.


Find Patent Forward Citations

Loading…