The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 09, 2024
Filed:
Dec. 17, 2021
Bank of America Corporation, Charlotte, NC (US);
Joseph Benjamin Castinado, North Glenn, CO (US);
Therese Humburg Willis, Apopka, FL (US);
Christopher J. Smith, Johns Creek, GA (US);
Kathleen Hanko Trombley, Oakboro, NC (US);
Kevin Graham Robberts, Charlotte, NC (US);
Lee Ann Proud, St. Augustine, FL (US);
Adam Frederick Perrigo, Maiden, NC (US);
Ann Ta, Scottsdale, AZ (US);
Naoll Addisu Merdassa, Chakopee, MN (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Systems, computer program products, and methods are described herein for implementing dynamic network channel switching for secure communication. The present invention is configured to receive, from a first user input device, a resource transfer request via a first communication channel; determine, using a secure channel monitoring engine, that the first communication channel does not meet one or more preset channel requirements for secure communication; determine a second communication channel associated with a second user input device, wherein the second user input device is within a preset geographic radius of the first user input device, wherein the second user input device is associated with the resource distribution platform; trigger, via the second communication channel, the second user input device to establish a communication link with the first user input device to form an alternate communication channel; and execute, via the alternate communication channel, the resource transfer request.