The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 09, 2024

Filed:

Jan. 18, 2019
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Hisham I. Salama, Charlotte, NC (US);

Lauren Van Heerden, Bedford, NH (US);

Orin Del Vecchio, Richmond Hill, CA;

Paul Mon-Wah Chan, Markham, CA;

Jonathan K. Barnett, Oakville, CA;

Jakub Danielak, Toronto, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/10 (2012.01); G06Q 20/12 (2012.01); G06Q 20/20 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06Q 20/10 (2013.01); G06Q 20/12 (2013.01); G06Q 20/20 (2013.01); G06Q 20/34 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/3827 (2013.01); G06Q 20/3829 (2013.01);
Abstract

The disclosed embodiments include methods and systems for providing tokenized transaction accounts. In one embodiment, a computer-implemented method is provided that may include generating, by one or more processors, a first tokenized transaction account from a first transaction account associated with a first user. The method may also include providing the first tokenized transaction account to a client device associated with the first user for storage in the client device and use in transactions. The method may also include updating the first tokenized transaction account based on one or more conditions and providing the updated first tokenized transaction account to the client device for storage and use in a subsequent transaction.


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