The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 02, 2024
Filed:
Jan. 23, 2023
Wells Fargo Bank, N.a., San Francisco, CA (US);
Chris Kalaboukis, San Jose, CA (US);
Andrew J. Garner, IV, State Road, NC (US);
Andres J. Saenz, Redmond, WA (US);
Abhijit Rao, Irvine, CA (US);
Ramanathan Ramanathan, Bellevue, WA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Provided herein is a holistic fraud cocoon that protects a user from incoming or outgoing fraud and phishing communications by capturing, analyzing and either altering, discarding or presenting communications to the user. For example, the holistic fraud cocoon captures all incoming sources (mail, in-person visits, phone, TV, radio, newspapers and internet) and the actions performed by the user, triggered by those sources. Certain actions are held in a queue to be reviewed, validated and acted upon by a third party before the actions are executed.