The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 02, 2024

Filed:

Sep. 22, 2020
Applicant:

Mastercard Asia/pacific Pte. Ltd., Singapore, SG;

Inventors:

Srinath Ravinathan, Singapore, SG;

Hancong Guan, Singapore, SG;

Teck Yong Tan, Singapore, SG;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/3227 (2013.01); G06Q 20/4014 (2013.01); H04L 63/083 (2013.01); H04L 63/123 (2013.01); G06Q 40/00 (2013.01); H04L 63/04 (2013.01);
Abstract

A method, performed by an initiator system, for securely initiating a checkout with an enrolled device includes the steps of receiving, from an untrusted device, a checkout request including a user identifier; determining whether the user identifier is associated with one of a plurality of enrolled devices in an enrolled device database; responsive to a determination that the user identifier is associated with an enrolled device, retrieving user data associated with the user identifier; sending, to the untrusted device, a request for instructions to perform a checkout with the enrolled device; receiving, from the untrusted device, instructions to perform the checkout with the enrolled device; generating a request to perform the checkout with the enrolled device; and initiating a checkout by sending, to a communication system, a request to initiate a checkout with the enrolled device over a secure communications channel.


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