The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 02, 2024
Filed:
Jul. 12, 2021
Bank of America Corporation, Charlotte, NC (US);
Patrick Burgess, Stockholm, SE;
Trish Gillis, Chicago, IL (US);
Taylor Farris, Hoboken, NJ (US);
Napangsiri Wanpen, New York, NY (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A mobile device configured for communication with a multi-channel, operating-system (OS)-agnostic application programming interface (API) is provided. The API is configured to provide generic access to an OS-agnostic-device API output. The API may be coupled to a library of user credentials, and a library of data. The data provides information for one or more responses to a request from the user. The device may include an OS-based application and a translator. The translator translates communications between the OS-based application and said OS-agnostic API. The translator may convert an OS-compliant message header to a generic message header and to convert a generic message header to an OS-compliant message header. The OS-agnostic API may receive a communication initiation from the device. The device may be associated with a first channel. The API may request and receive 1) user credentials associated with the device and 2) data, authenticate the user credentials, and pull the data.