The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 26, 2024
Filed:
Oct. 20, 2021
The Toronto-dominion Bank, Toronto, CA;
Denny Devasia Kuruvilla, Toronto, CA;
Esli Gjini, Etobicoke, CA;
Sarah Reeve, Toronto, CA;
Harjot Singh Panag, Brampton, CA;
Justin Seto, Markham, CA;
Naomi Sarah Feth, Toronto, CA;
Anurag Thakur, Toronto, CA;
The Toronto-Dominion Bank, Toronto, CA;
Abstract
Methods and systems for facilitating photo-based estimation are described. In an aspect, a server is configured to send via a communications module to a remote computing device a first signal comprising a chat interface. The server may receive, via the communications module and from the remote computing device, a second signal representing input received at the remote computing device through the chat interface. The server may identify an account associated with the remote computing device and retrieve policy data associated with the identified account from the data store. The server may automatically evaluate the input and policy data against predetermined criteria to determine whether a claim has a low risk level and, when the claim is determined to have a low risk level, engage a photo-based estimation module.