The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 19, 2024
Filed:
Feb. 20, 2019
Visa International Service Association, San Francisco, CA (US);
Vinjith Nagaraja, Austin, TX (US);
Dhruv Vig, Austin, TX (US);
Raymond Brammer, Round Rock, TX (US);
Vamshi Ramarapu, Austin, TX (US);
James Myers, Round Rock, TX (US);
David Capezza, Washington, DC (US);
Nagaveera Venkata Su Tavvala, Cedar Park, TX (US);
Swapneel Mahajan, Cupertino, CA (US);
Shalini Mayor, Foster City, CA (US);
VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);
Abstract
Embodiments of the invention are directed to an automated account restoration system. In some embodiments, the system determines a state of an account based on a likelihood that the account has been compromised. If the account is determined to be in a low-risk state, then upon an successful login to that account, a verification cookie may be generated which is unique to a user device used to access the account. If the account is determined to be in a high-risk state, then system may prevent access to the account except by user devices that include a valid verification cookie.