The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 19, 2024

Filed:

Aug. 04, 2022
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Darren M. Goetz, Salinas, CA (US);

Dennis E. Montenegro, Concord, CA (US);

Alicia Y. Moore, San Ramon, CA (US);

Timothy R. Ward, Mesa, AZ (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/0234 (2023.01); G06K 7/14 (2006.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/42 (2012.01); G06Q 30/0238 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0234 (2013.01); G06K 7/1413 (2013.01); G06Q 20/0425 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/209 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/42 (2013.01); G06Q 30/0238 (2013.01);
Abstract

Systems, methods, and apparatuses for providing cash back to a customer from a linked ATM after a purchase transaction are described herein. A customer initiates the transactions using a payment check. A cash back amount is determined and an authentication passcode is created. Cash back information is then transmitted to the linked ATM. The cash back information includes the cash back amount and the authentication passcode. The authentication passcode is then provided to the customer. A cash back transaction is then authenticated using the authentication passcode, and the customer is provided with the cash back amount from the linked ATM.


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