The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 19, 2024
Filed:
Jul. 12, 2021
Wells Fargo Bank, N.a., San Francisco, CA (US);
Alan W. Hecht, Chanhassen, MN (US);
Azita Asefi, Vacaville, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Systems, methods, and apparatuses for token management in a federated environment are provided. A method includes: linking a single token of a user to an online account associated with the single token based on receiving a user input to couple to the online account such that a mobile device is configured to receive updates regarding the single token; generating a rule that associates the single token with two or more accounts; based on the linking, receiving an update regarding the online account and (i) deactivating the single token to prevent fund transfers utilizing the single token and (ii) providing an alert regarding the update; reactivating the single token based on an input in response to the alert; receiving a fund transfer transaction request identifying the single token for a fund transfer; and applying the rule based on the single token to process the fund transfer.