The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Patent No.:

US 11928747 B1

Date of Patent:

Mar. 12, 2024

Filed:

Feb. 04, 2022

System and method of an automated agent to automatically implement loan activities based on loan status

Applicant:

Strong Force TX Portfolio 2018, Llc, Fort Lauderdale, FL (US);

Inventor:

Charles Howard Cella, Pembroke, MA (US);

Assignee:

Strong Force TX Portfolio 2018, LLC, Fort Lauderdale, FL (US);

Attorney:

GTC Law Group PC & Affiliates

Primary Examiner:

Scott C Anderson

Int. Cl.

CPC ...

G06Q 50/00 (2012.01); G06F 9/46 (2006.01); G06F 9/54 (2006.01); G06F 16/23 (2019.01); G06F 16/27 (2019.01); G06F 18/22 (2023.01); G06F 18/23 (2023.01); G06F 18/241 (2023.01); G06N 3/042 (2023.01); G06N 3/08 (2023.01); G06N 5/04 (2023.01); G06N 20/00 (2019.01); G06Q 10/0639 (2023.01); G06Q 10/10 (2023.01); G06Q 20/40 (2012.01); G06Q 30/018 (2023.01); G06Q 30/02 (2023.01); G06Q 30/0201 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/0208 (2023.01); G06Q 40/03 (2023.01); G06Q 40/08 (2012.01); G06Q 50/18 (2012.01); G06Q 50/26 (2012.01); G06V 10/762 (2022.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); H04L 9/06 (2006.01); G06Q 40/04 (2012.01);

U.S. Cl.

CPC ...

G06Q 50/01 (2013.01); G06F 9/466 (2013.01); G06F 9/543 (2013.01); G06F 16/2379 (2019.01); G06F 16/27 (2019.01); G06F 18/22 (2023.01); G06F 18/23 (2023.01); G06F 18/241 (2023.01); G06N 3/042 (2023.01); G06N 3/08 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 10/0639 (2013.01); G06Q 10/10 (2013.01); G06Q 20/405 (2013.01); G06Q 30/018 (2013.01); G06Q 30/0201 (2013.01); G06Q 30/0206 (2013.01); G06Q 30/0208 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0278 (2013.01); G06Q 40/03 (2023.01); G06Q 40/08 (2013.01); G06Q 50/18 (2013.01); G06Q 50/188 (2013.01); G06Q 50/26 (2013.01); G06V 10/762 (2022.01); G16Y 10/50 (2020.01); G16Y 40/10 (2020.01); H04L 9/0637 (2013.01); G06Q 40/04 (2013.01); G06Q 2220/18 (2013.01);

Abstract

A system for data collection and loan activities is disclosed. The system may include a data collection circuit to receive data relating to a status of a loan and a set of items of collateral acting as security for the loan. The system may further include a blockchain service circuit to maintain a secure historical ledger of events related to the loan, and to interpret a plurality of access control features corresponding to parties associated with the loan. The system may further include a loan evaluation circuit to determine a loan status based on the received data, a smart contract circuit to create a smart lending contract for the loan, and an automated agent circuit to perform a loan action based on the loan status, wherein the blockchain service circuit is further structured to update the secure historical ledger of events with the loan action.

Find Patent Forward Citations