The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 12, 2024

Filed:

Nov. 21, 2022
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Eric K. Barnum, Midlothian, VA (US);

Anthony P. Reynolds, Richmond, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06K 19/06 (2006.01); G06Q 20/20 (2012.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06Q 20/208 (2013.01); H04L 63/0853 (2013.01); G06K 19/06028 (2013.01); G06K 19/06037 (2013.01);
Abstract

In some embodiments, a request associated with a user account may be obtained, where the request includes a restriction associated with the user account. Based on the restriction included in the request, a graphic indicium (that encodes the restriction included in the request) may be generated. The graphic indicum may be sent to the client device to facilitate a transaction using the graphic indicium. In some embodiments, information associated with the graphic indicium and a request to authorize the transaction may be obtained, and the restriction may be identified based on the information associated with the graphic indicium. The transaction may be authorized based on a determination that the transaction satisfies the restriction.


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