The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 12, 2024
Filed:
Nov. 17, 2022
Jpmorgan Chase Bank, N.a., New York, NY (US);
Howard Spector, Street, MD (US);
Eric Connolly, Wilmington, DE (US);
John D Moore, Dublin, OH (US);
Nancy E Hiebler, Wilmington, DE (US);
Michael Naggar, Dallas, TX (US);
Ayman A Hammad, Pleasanton, CA (US);
Tuan Dao, Richardson, TX (US);
Venkata Maranani, Newark, DE (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
Systems and methods for mobile wallet payments are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a payment using an electronic wallet may include: (1) a mobile application receiving a selection of an alternate payment currency; the mobile application receiving a payment payload from an issuer; the mobile application providing the selection of the alternate payment currency and an identifier to the issuer; and the mobile application providing the payment payload and the identifier to a merchant host. The merchant host may communicate the identifier to the issuer, and the issuer may identify selection of the alternate payment currency based on the identifier.