The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 12, 2024

Filed:

Dec. 04, 2019
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Deana Cook, Wilmington, DE (US);

Darrell L. Suen, San Ramon, CA (US);

William E. Wheeler, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06F 21/31 (2013.01); G06F 21/32 (2013.01); G06F 21/33 (2013.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/354 (2013.01); G06F 21/31 (2013.01); G06F 21/32 (2013.01); G06F 21/33 (2013.01); G06Q 20/409 (2013.01);
Abstract

A method, apparatus, and system of activating and using a contactless card are disclosed. More particularly, a method of accessing an account is disclosed. The method includes receiving, by a transaction card processing circuit from a customer device, information regarding the customer device and information regarding a contactless card associated with the account, where the information regarding the contactless card is received by the customer device via a contactless communication with the contactless card, authenticating a customer associated with the contactless card based on the information regarding the customer device and the information regarding the contactless card, and providing access to the account by the customer device based on the authentication.


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