The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 05, 2024

Filed:

Apr. 04, 2022
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Sara Bain, New York, NY (US);

I-Hsin Chuang, Brooklyn, NY (US);

Marisa Walster, Brooklyn, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/0226 (2023.01); G06Q 30/0238 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0226 (2013.01); G06Q 30/0238 (2013.01);
Abstract

The system is configured to monitor and operate a hybrid reward system with a multi-channel point of sale terminal. The system may perform operations including receiving, by a computer based system and via a first connection from a point of sale terminal, reward program information and transaction information in response to a reward program instrument being presented at the point of sale terminal. A transaction authorization request associated with the reward program information may be provided by the point of sale terminal, via a second connection from the point of sale terminal, to a transaction authorization system to authorize a transaction. The transaction may be initiated by a transaction instrument. The reward program instrument is at least one of a transaction instrument and a reward program indicia.


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