The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 27, 2024

Filed:

Jul. 13, 2022
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Jonatan Yucra Rodriguez, San Francisco, CA (US);

Abdelkader Benkreira, Washington, DC (US);

Joshua Edwards, Philadelphia, PA (US);

Vu Nguyen, Pittsburgh, PA (US);

David Gabriele, New York, NY (US);

Adam Vukich, Alexandria, VA (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 30/0226 (2023.01); G06F 9/54 (2006.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0233 (2013.01); G06F 9/54 (2013.01); G06Q 30/0232 (2013.01); G06Q 40/02 (2013.01);
Abstract

An exemplary system, method, and computer-accessible medium for providing a financial account recommendation to person(s) can include receiving a transaction history for the person(s) associated with a first financial account, determining first rewards information based on the transaction history, accessing database(s) containing rewards rates for a plurality of second financial accounts, determining second rewards information for a particular second financial account of the plurality of second financial accounts based on the transaction history, and providing the financial account recommendation to the person(s) to one of (i) keep the first financial account or (ii) switch to the second financial account based on a comparison of the first rewards information to the second rewards information.


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