The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 27, 2024
Filed:
Mar. 16, 2020
United Services Automobile Association (Usaa), San Antonio, TX (US);
Richard Daniel Graham, Plano, TX (US);
Ruthie Lyle, Durham, NC (US);
Matthew C. Reedy, San Antonio, TX (US);
Jeanie Graciela Lopez, San Antonio, TX (US);
Paula Ann Whittington, Helotes, TX (US);
United Services Automobile Association (USAA), San Antonio, TX (US);
Abstract
Systems and methods receive contextual data related to spending as well as spending data. Correlations are determined to explain variables that influence spending amounts or rates. Systems and methods can collect user spending context data associated with a user, generate spending correlations between variables of the user spending context data, determine a next event based on at least one of the location data and the relationship data, and generate a next event value for the next event having at least a subset of the variables.