The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 27, 2024

Filed:

Sep. 14, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Matthew Dill, St. Helena, CA (US);

Prasanna L. Narayan, San Ramon, CA (US);

Glenn Powell, Fremont, CA (US);

John Sheets, San Francisco, CA (US);

Andrew Carpenter, Belmont, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/385 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4016 (2013.01); H04L 9/32 (2013.01); H04L 2209/42 (2013.01); H04L 2209/56 (2013.01);
Abstract

Systems and methods for interoperable network token processing are provided. A network token system provides a platform that can be leveraged by external entities (e.g., third party wallets, e-commerce merchants, payment enablers/payment service providers, etc.) or internal payment processing network systems that have the need to use the tokens to facilitate payment transactions. A token registry vault can provide interfaces for various token requestors (e.g., mobile device, issuers, merchants, mobile wallet providers, etc.), merchants, acquirers, issuers, and payment processing network systems to request generation, use and management of tokens. The network token system further provides services such as card registration, token generation, token issuance, token authentication and activation, token exchange, and token life-cycle management.


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