The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 27, 2024
Filed:
May. 12, 2022
Applicant:
Capital One Services, Llc, McLean, VA (US);
Inventors:
Adam Vukich, Alexandria, VA (US);
Colin Hart, Arlington, VA (US);
Jason Ji, Reston, VA (US);
Kaitlin Newman, Washington, DC (US);
Assignee:
Capital One Services, LLC, McLean, VA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06Q 20/38 (2012.01); G06N 20/00 (2019.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/042 (2013.01); G06N 20/00 (2019.01); G06Q 20/0425 (2013.01); G06Q 20/382 (2013.01); G06Q 20/389 (2013.01); G06Q 20/3827 (2013.01); G06Q 20/4016 (2013.01); G06Q 2220/00 (2013.01);
Abstract
Various embodiments are directed to techniques for ensuring that a negotiable instrument has not been altered between the time the instrument leaves the hands of the payor and when the check is presented for redemption by the payee by recording an image of the check in a data block in a blockchain and retrieving the image when the check is presented for redemption for comparison with the check. A match between the stored image and the check indicates that no alteration of the check has occurred.