The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 20, 2024
Filed:
Apr. 10, 2021
Bank of America Corporation, Charlotte, NC (US);
Kevin Patrick Thomsen, New York, NY (US);
Ruchira Ghosh, Dallas, TX (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Embodiments of the invention are directed to a system, method, or computer program product for probing and identifying unique transaction characteristics associated with digital resource exchange platforms. The system identifies the unique characteristics and stores them as digital resource exchange identifiers capable of being cross-referenced with real-time or stored transaction data from multiple transaction channels in order to intelligently identify transactions involving one or more entity resource accounts and digital resource exchanges. Various decisioning steps are described which may be automated following the identification of a transaction or entity resource account involving one or more digital resource exchanges.