The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 13, 2024

Filed:

Jan. 11, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Amanpreet Kaur Dhindsa, Aldie, VA (US);

Jayanth Prathipati, Aldie, VA (US);

Hamza Monawer, Burke, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06F 21/32 (2013.01); G06F 21/34 (2013.01); G06Q 40/02 (2023.01); G06Q 20/42 (2012.01); H04L 67/60 (2022.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
H04L 63/0853 (2013.01); G06F 21/32 (2013.01); G06F 21/34 (2013.01); G06Q 20/401 (2013.01); G06Q 20/42 (2013.01); G06Q 40/02 (2013.01); H04L 63/0861 (2013.01); H04L 67/60 (2022.05); G06F 2221/2103 (2013.01); G06F 2221/2113 (2013.01); H04L 2463/082 (2013.01);
Abstract

In some implementations, a device may receive a notification to authenticate a user associated with a user account of an application server. The device may send, to the user device, an authentication request that prompts the user to provide a contextual description of an operation associated with the user account. The device may receive, from the user device, an authentication response that includes a described characteristic of the operation that is associated with a parameter of the operation. The device may determine whether the authentication response is valid based on a comparison of the described characteristic of the operation and the parameter of the operation. The device may cause, based on a determination that the authentication response is valid, performance of the operation based on the parameter.


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