The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 13, 2024

Filed:

Feb. 27, 2023
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Joseph Benjamin Castinado, North Glenn, CO (US);

Therese Humburg Willis, Apopka, FL (US);

Christopher J. Smith, Johns Creek, GA (US);

Kathleen Hanko Trombley, Oakboro, NC (US);

Kevin Graham Robberts, Charlotte, NC (US);

Lee Ann Proud, St. Augustine, FL (US);

Adam Frederick Perrigo, Maiden, NC (US);

Ann Ta, Scottsdale, AZ (US);

Naoll Addisu Merdassa, Chakopee, MN (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 47/80 (2022.01); H04L 41/50 (2022.01); H04L 12/14 (2006.01); H04L 41/5006 (2022.01);
U.S. Cl.
CPC ...
H04L 47/808 (2013.01); H04L 12/14 (2013.01); H04L 41/5006 (2013.01); H04L 41/5096 (2013.01);
Abstract

Systems, computer program products, and methods are described herein for real-time distributed communication channel and multiple data processing channel selection. The present invention is configured to receive, from a first user input device via a first communication channel, a request to access resources; retrieve connectivity and routing parameters associated with the first communication channel; determine communication channel requirements associated with the request to access the resources; determine that the connectivity and routing parameters associated with the first communication channel does not meet the communication channel requirements associated with the request to access the resources; capture geographic information associated with the first user input device; determine a second communication channel available to the first user input device to access the resources; and authorize the first user input device to access the resources via the second communication channel.


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