The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 13, 2024

Filed:

Oct. 14, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Srinath S. Chakravarty, Plano, TX (US);

Steven Nathan Greene, Scarsdale, NY (US);

Aravind Shankaragouda Singtalur, McKinney, TX (US);

Dinesh Kumar Agrawal, Rowlett, TX (US);

Kenneth L. Boyd, Mechanicsville, VA (US);

Kerry M. Vaughan, Lawrenceville, NJ (US);

Stephen Richard Belton, Garden City, NY (US);

Petar Evan Puskarich, Murphy, TX (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 47/765 (2022.01); H04L 41/16 (2022.01);
U.S. Cl.
CPC ...
H04L 47/765 (2013.01); H04L 41/16 (2013.01);
Abstract

A system is provided for an artificial intelligence-based engine for generating recommendations for resource allocation. In particular, the system may comprise an artificial intelligence module configured to access one or more data sources containing resource data associated with one or more users. Based on the resource data, the system may identify a group of analogous users with respect to a specific user. The system may then generate one or more recommendations for a resource allocation associated with the user. The one or more recommendations may then be presented on a graphical interface of a user device associated with the user. In this way, the system may provide an AI-driven method for efficient allocation of resources.


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