The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 13, 2024

Filed:

Oct. 15, 2021
Applicant:

Cox Automotive, Inc., Atlanta, GA (US);

Inventors:

Vishal Gaur, North Hills, NY (US);

Mazen Letayf, North Hills, NY (US);

Rahul Gupta, Atlanta, GA (US);

Assignee:

Cox Automotive, Inc., Atlanta, GA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 30/0601 (2023.01); G06N 20/00 (2019.01); G06Q 10/10 (2023.01); G06N 5/04 (2023.01); G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0631 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 10/10 (2013.01); G06Q 30/0641 (2013.01); G06Q 40/03 (2023.01);
Abstract

This disclosure describes systems, methods, and devices related to predictive modeling for evaluating vehicles. A device may receive a customer identifier (e.g., a user identification number, a social security number, driver license number, etc.). The device may retrieve credit data associated with the user identifier and vehicle data associated with a vehicle. The device may determine a first weight for the credit data and a second weight for the vehicle data. The device may determine, based on the first weight and the second weight, a value. The device may determine whether or not the value exceeds a profitability threshold. The device may determine a loan information associated with the customer identifier. The device may send a first indication of the product or service to a user device for presentation. The device may send a second indication of the loan information to the second device for presentation.


Find Patent Forward Citations

Loading…