The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 13, 2024

Filed:

Jan. 12, 2022
Applicant:

State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);

Inventors:

Elizabeth A. Flowers, Bloomington, IL (US);

Puneit Dua, Bloomington, IL (US);

Alan Zwilling, Downs, IL (US);

Adam Mattingly, Normal, IL (US);

Melissa Attig, Bloomington, IL (US);

Reena Batra, Alpharetta, GA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 30/0251 (2023.01); G06N 5/04 (2023.01); G06Q 30/0207 (2023.01); G06N 20/00 (2019.01); H04W 4/029 (2018.01); G06Q 30/0226 (2023.01); G06Q 10/0631 (2023.01); G06Q 30/016 (2023.01); G06Q 30/0204 (2023.01); G06Q 40/02 (2023.01); G06F 17/18 (2006.01); G06Q 20/10 (2012.01); G06Q 40/03 (2023.01); G06N 7/01 (2023.01); G06Q 20/36 (2012.01); G06N 5/046 (2023.01); G06Q 50/20 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0269 (2013.01); G06F 17/18 (2013.01); G06N 5/04 (2013.01); G06N 7/01 (2023.01); G06N 20/00 (2019.01); G06Q 10/063112 (2013.01); G06Q 20/108 (2013.01); G06Q 20/3676 (2013.01); G06Q 30/016 (2013.01); G06Q 30/0205 (2013.01); G06Q 30/0207 (2013.01); G06Q 30/0226 (2013.01); G06Q 30/0255 (2013.01); G06Q 30/0261 (2013.01); G06Q 30/0267 (2013.01); G06Q 40/02 (2013.01); G06Q 40/03 (2023.01); H04W 4/029 (2018.02); G06N 5/046 (2013.01); G06Q 50/20 (2013.01);
Abstract

Techniques are disclosed utilizing cognitive computing to improve commercial communications from vendors to users. A user's financial account(s) and location may be monitored to determine when a user is within a threshold distance of a vendor. If the user is within the threshold distance the methods and systems disclosed may determine which targeted commercial communications to transmit to the user based upon a shopping profile for the user. The shopping profile may include a dataset indicative of the shopping habits of the user.


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