The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 13, 2024

Filed:

May. 27, 2022
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Sheetal Bhatia, Mumbai, IN;

Sandeep Kumar Chauhan, Hyderabad Telangana, IN;

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/352 (2013.01); G06Q 20/355 (2013.01);
Abstract

Systems and methods for providing an integrated secondary communication network are provided. A method may include receiving an indication of a pre-determined trigger event, and presenting, via a user interface of a smart card, an option to perform a limited subset of a set of financial services. The set of financial services may be provided to a user of the smart card by a financial institution in connection with an account to which the smart card is keyed. The method may include the smart card bypassing the primary communication network, in response to receipt of a selection to perform a service from the limited subset of the set of financial services, and transmitting, via a transmitter of the smart card to a gateway of the secondary communication network, communication packets requesting the service. The method may also include the gateway forwarding the communication packets to a server of the secondary communication network, and, in response to receipt of the communication packets, the server causing the service to be performed.


Find Patent Forward Citations

Bhatia, Sheetal. (2024). Smart card with integrated low power secondary communication network (U.S. Patent No. 11900358). U.S. Patent and Trademark Office. https://idiyas.com/patent/badge/11900358

Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile

Loading…