The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 30, 2024

Filed:

Aug. 23, 2021
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Milos Dunjic, Oakville, CA;

David Samuel Tax, Toronto, CA;

Kushank Rastogi, Toronto, CA;

Asad Joheb, Toronto, CA;

Lisa Marie Bast, Toronto, CA;

Vipul Kishore Lalka, Oakville, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06F 21/62 (2013.01); G06F 21/31 (2013.01);
U.S. Cl.
CPC ...
H04L 63/102 (2013.01); G06F 21/31 (2013.01); G06F 21/6209 (2013.01);
Abstract

A computer-implemented method is disclosed. The method includes: receiving an authentication request to authenticate a first entity with a first service; in response to receiving the authentication request: identifying an access-restricted first data record associated with the first entity; generating a message associated with a first transfer of resources between the first data record and a designated second data record, the message identifying one of the first and second data records as a recipient data record for the first transfer and defining a first quantity of resources to transfer; and transmitting the message to a first server associated with the first entity, the first server requiring user authentication to access the message; determining a completion status of the first transfer; and generating a response to the authentication request based on the completion status of the first transfer.


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