The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 30, 2024

Filed:

Sep. 28, 2022
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

William Raymond Bowie, Lake St. Louis, MO (US);

Regan E. Harmon, O'Fallon, MO (US);

Christopher T. Scholl, Florissant, MO (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 40/02 (2023.01); G06Q 30/016 (2023.01); G06Q 30/0207 (2023.01); G06Q 20/32 (2012.01); G06K 7/14 (2006.01); G06Q 20/36 (2012.01); H04W 12/03 (2021.01); G06Q 20/08 (2012.01); G06Q 20/18 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06K 7/1417 (2013.01); G06Q 20/08 (2013.01); G06Q 20/3221 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/36 (2013.01); G06Q 30/016 (2013.01); G06Q 30/0237 (2013.01); H04W 12/03 (2021.01);
Abstract

A streamline banking system includes a customer kiosk having a photographic element and a processor. The processor is programmed to capture an image with the photographic element and determine that the captured image comprises an image of a machine-readable code. The processor decodes the machine-readable code and extracts customer financial account data therefrom. The customer financial account data is associated with one or more financial institutions. The processor retrieves information associated with one or more financial product offerings offered by the financial institutions. Each of the financial institutions is presented to a customer along with the respective financial accounts and the respective financial product offerings. The customer selects one or more of the financial accounts and the financial product offerings. The customer kiosk then transmits to the customer service computing system the customer selection.


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