The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 30, 2024
Filed:
Nov. 25, 2020
Mastercard International Incorporated, Purchase, NY (US);
Amit Somani, Mandsaur, IN;
Padma Jadav, Vadodara, IN;
Raviraj Bhatt, Vadodara, IN;
Hemant Arora, Pune, IN;
Jaipal Singh Kumawat, Sikar, IN;
Ajay Panwar, Gurgaon, IN;
Sourabh Rajput, Gwalior, IN;
Paras Rashmikant Vanjara, Ahmedabad, IN;
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
The invention provides systems, methods and computer program products for securing electronic transactions and users of electronic transaction services from phishing attacks by malicious attackers and fraudsters. A terminal device receives a first data communication comprising an OTP associated with a requested electronic transaction, and identifies a validity period associated with the OTP. The terminal device responds to detection of a second data communication between the terminal device and a remote entity during the identified validity period, by extracting content from the second data communication. The extracted content is analyzed and a risk decision is generated based on output of the analysis of the extracted content. The risk decision determines whether the remote entity comprises, or is controlled by, a malicious attacker. Responsive to the risk decision determining that the remote entity comprises, or is controlled by, a malicious attacker, the terminal device may initiate a risk mitigation process.