The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 23, 2024

Filed:

Nov. 10, 2020
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Michael James Lyon, Everett, WA (US);

Matthew Paul Anderson, Poncha Springs, CO (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 30/0207 (2023.01); G06Q 30/018 (2023.01); G06Q 40/02 (2023.01); G06F 16/955 (2019.01); G06Q 10/107 (2023.01); G06F 3/04842 (2022.01); G06Q 50/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0225 (2013.01); G06F 16/9566 (2019.01); G06Q 10/107 (2013.01); G06Q 30/0185 (2013.01); G06Q 30/0222 (2013.01); G06Q 30/0224 (2013.01); G06Q 40/02 (2013.01); G06F 3/04842 (2013.01); G06Q 50/01 (2013.01);
Abstract

Various examples are directed to computer-implemented systems and methods for providing a unique market offer code and validation. A method includes generating an offer customized for an intended recipient, and sending the offer electronically to the intended recipient. The method further includes receiving a user selection of the offer, and displaying a landing web page on a graphical user interface (GUI) of a user device. A user selection of an action button on the landing web page is received, and a validation web page is displayed on the GUI, the validation web page including prompts for input of user information. The user information is evaluated to determine authenticity of the offer and to confirm identity of the user as the intended recipient. Upon determining that the user is not approved for the offer, access is provided to the user to an additional offer tailored to the user.


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