The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 16, 2024
Filed:
Jun. 03, 2022
Wells Fargo Bank, N.a., San Francisco, CA (US);
Joseph Benjamin Agnew, Charlotte, NC (US);
Christopher Robin Sharpe, Charlotte, NC (US);
Daniel S. Sumner, Matthews, NC (US);
Douglas Innocenti, Huntersville, NC (US);
Joel Gardner, Charlotte, NC (US);
Kevin Potter, Charlotte, NC (US);
Michael J. Martindale, San Francisco, CA (US);
Raymond Creed Lowers, Harrisburg, NC (US);
Wesley Donald Duncan, Charlotte, NC (US);
Zoe Tierney, Chevy Chase, MD (US);
Wendy Davidson, Charlotte, NC (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Techniques are described for managing authentication tokens associated with a secure account maintained by a business or organization. In one example, this disclosure describes a method that includes storing interaction information associated with an account maintained by an organization, wherein the interaction information includes information about authentication tokens used during a plurality of prior authentication procedures performed for the account, receiving, over a network, a request to authenticate a user to access the account, determining, based on the stored interaction information, an authentication token to be used to authenticate the user, wherein the authentication token is different than a prior authentication token used during the plurality of prior authentication procedures performed for the account, presenting a prompt for the authentication token; and determining, based on information received in response to the prompt, whether the user is authorized to access the account.