The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 16, 2024

Filed:

Nov. 01, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Avid Ghamsari, Austin, TX (US);

Staevan Duckworth, Oak Point, TX (US);

Geoffrey Dagley, McKinney, TX (US);

Micah Price, Plano, TX (US);

Qiaochu Tang, The Colony, TX (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/03 (2023.01); G06Q 20/10 (2012.01); G06Q 40/08 (2012.01); G06Q 30/0601 (2023.01); G06Q 40/04 (2012.01); G06Q 30/02 (2023.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/03 (2023.01); G06Q 20/10 (2013.01); G06Q 30/02 (2013.01); G06Q 30/0601 (2013.01); G06Q 40/04 (2013.01); G06Q 40/08 (2013.01); G06Q 40/02 (2013.01);
Abstract

A computer-implemented method for providing personalized purchasing information to a user may include: obtaining first identification data of the user from a first engine; verifying a registration status of the user based on the first identification data; obtaining second identification data of the user from a second engine based on the registration status of the user; comparing the first identification data of the user and the second identification data of the user; initiating a real-time credit monitoring session based on the comparison between the first identification data of the user and the second identification data of the user; generating the personalized purchasing information of the user based on the real-time credit score of the user; and demonstrating the personalized purchasing information on a display of a device associated with the user.


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