The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 09, 2024
Filed:
Nov. 27, 2019
American Express Travel Related Services Company, Inc., New York, NY (US);
Manish K. Deliwala, Chandler, AZ (US);
Rajesh K. Namboodiri, Phoenix, AZ (US);
Keshav A. Narsipur, Chandler, AZ (US);
Huei Ong, New York, NY (US);
Tony Prentice, New York, NY (US);
Lisa C. Yokoyama, New York, NY (US);
Santhosh R. Rao, New York, NY (US);
American Express Travel Related Services Company, Inc., New York, NY (US);
Abstract
A system for using loyalty rewards accounts in a digital wallet may generate a mapping comprising an account mapped to a wallet token number and an indicator with the mapping stored in a database on a network of servers. The indicator may indicate an account type, and the wallet token number may be transmitted to a user device. The system may also receive a transaction request including a received wallet token number and a received indicator The indicator may be matched to the received indicator to determine the received wallet token number is associated with the account type (e.g., a loyalty rewards account). The system may route the transaction request to a loyalty settlement process in response to the account type being a loyalty rewards account.