The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 09, 2024

Filed:

Jan. 09, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Jonathan Hartsell, Mooresville, NC (US);

Nanie Lee, San Francisco, CA (US);

Ray G. Redwood, Charlotte, NC (US);

Daniel Sanford, Charlotte, NC (US);

Elizabeth Votaw, San Franicsco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06Q 30/018 (2023.01); G06Q 40/02 (2023.01); G06Q 50/00 (2012.01); G06Q 50/26 (2012.01); G06V 40/16 (2022.01);
U.S. Cl.
CPC ...
G06Q 30/0185 (2013.01); G06F 21/31 (2013.01); G06Q 40/02 (2013.01); G06Q 50/01 (2013.01); G06Q 50/265 (2013.01); G06V 40/172 (2022.01);
Abstract

Systems and methods for remotely verifying an identity of a minor to open an account at a financial institution for the minor are provided. A method includes, responsive to verification of an identity of an adult associated with the minor, receiving, by a provider institution computing system of a provider institution, information relating to the minor from a minor computing device associated with the minor, and scraping, by the provider institution computing system, data from one or more social media profiles associated with the adult. The method includes comparing, by the provider institution computing system, the scraped data to information from the adult regarding the minor, and in response to a match, remotely verifying, by the provider institution computing system, the identity of the minor based on the information relating to the minor, such that the account for the minor is authorized to be opened at the provider institution.


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