The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 09, 2024
Filed:
Jun. 14, 2019
Applicant:
Bank of Montreal, Toronto, CA;
Inventors:
Brian Chan, Toronto, CA;
Kashif Arshad, Toronto, CA;
Peter Hing-Cheong Poon, Toronto, CA;
Vikram Pal, Toronto, CA;
Assignee:
BANK OF MONTREAL, Toronto, CA;
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/14 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/14 (2013.01); G06Q 20/389 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/42 (2013.01);
Abstract
A platform and process for electronic payment processing using electronic communications from different communication channels or bands. The system and process can generate alerts using fraud detection and verify payment requests using historical data and pattern recognition. The system and process can categorize images and extract payment data.