The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 09, 2024

Filed:

Jun. 08, 2023
Applicant:

Fifth Third Bank, Cincinnati, OH (US);

Inventors:

Nathan Banks, Cincinnati, OH (US);

David Black, Cincinnati, OH (US);

Assignee:

Fifth Third Bank, Cincinnati, OH (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06N 3/045 (2023.01); G06Q 30/018 (2023.01); G06N 3/0464 (2023.01); G06N 3/09 (2023.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06N 3/045 (2023.01); G06N 3/0464 (2023.01); G06N 3/09 (2023.01); G06Q 30/0185 (2013.01); G06Q 40/02 (2013.01);
Abstract

A system includes receiving data associated with an account, the data having a plurality of members; generating based on an ensemble teacher model, a deep learning model having a number of layers; inputting a plurality of members determined to be daily inputs into the deep learning model; extracting a daily pattern from the daily inputs and aggregating a deep learning model output; inputting the global inputs and an aggregated deep learning model output into a classifier; outputting from the classifier, a number of scores combined into a single score for the account. Further, the device may include alerting a user if the single score falls outside of a predetermined threshold.


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