The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 02, 2024

Filed:

Jan. 06, 2023
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Balin Kina Brandt, Brooklyn, NY (US);

Laura Fisher, San Francisco, CA (US);

Marie Jeanette Floyd, San Francisco, CA (US);

Katherine J. McGee, San Francisco, CA (US);

Teresa Lynn Rench, Mount Holly, NC (US);

Sruthi Vangala, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G10L 15/26 (2006.01); G10L 15/22 (2006.01); H04M 3/51 (2006.01); G10L 17/00 (2013.01); G06Q 40/12 (2023.01); G10L 17/06 (2013.01); G06Q 40/03 (2023.01);
U.S. Cl.
CPC ...
G10L 15/26 (2013.01); G06Q 40/03 (2023.01); G06Q 40/12 (2013.12); G10L 15/22 (2013.01); G10L 17/00 (2013.01); G10L 17/06 (2013.01); H04M 3/5175 (2013.01); H04M 3/5191 (2013.01);
Abstract

Systems, methods, and devices provide a user experience capable of integrating robo-advising with human advising based on various inputs that are actively detected. Inputs from a conversation, or multiple conversations separated in time, may be analyzed to determine, based on voice inputs, that live communications should be initiated. Based on triggers identified, a robo-advising session may additionally or alternatively be initiated. Transitions between advising sessions may be facilitated to allow users to more efficiently employ robo-advising until human advising is triggered.


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