The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 02, 2024
Filed:
Oct. 25, 2019
Wells Fargo Bank, N.a., San Francisco, CA (US);
Matthew Krakowiecki, Denver, CO (US);
Pearl Kolling, Oakland, CA (US);
Jack Mackouse, Walnut Creek, CA (US);
Kevin Rhein, Minnetonka, MN (US);
Elizabeth Hoople, Walnut Creek, CA (US);
Kathy Yee, Orinda, CA (US);
Brian Paul McMahon, Berkely, CA (US);
Brett David Ehrlich, San Carlos, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A data management system includes a storage device configured to store financial data for a plurality of financial transactions, the financial data for the plurality of financial transactions being associated with a plurality of different accounts of a user, each of the plurality of financial transactions being associated with one of a plurality of transaction categories. The system further includes a server coupled to the storage device and configured to retrieve the financial data for the plurality of financial transactions from the data storage device; receive a request from the user to generate a budget for the user, the budget including budget cash flow amounts for the plurality of transaction categories, determine an average cash flow amount for each of the plurality of transaction categories, the average cash flow amount for each of the transaction categories being based on the financial data for financial transactions associated with the transaction category.